Alternative Financial Relief Programs

A structured financial relief plan designed to help individuals manage outstanding debts more effectively. Our Debt Hardship Program provides:

Lower Monthly Payments – Work with creditors to reduce monthly obligations.

Debt Restructuring – Modify existing debt terms for a more manageable repayment plan.

Financial Counseling – Expert advice to help clients regain control of their financial health.

Benefits:

Avoid collections and lawsuits

Prevent excessive late fees and penalties

Develop a long-term financial recovery plan

For clients facing overwhelming financial difficulties, our bankruptcy consultation service provides:

Professional Assessment – Determine if bankruptcy is the right option for your situation.

Chapter 7 & Chapter 13 Guidance – Understanding the differences and which applies best.

Legal Support – Get connected with experienced attorneys to guide you through the process.

Benefits:

Protection from creditor harassment

Potential elimination or reduction of unsecured debts

Fresh financial start with a structured plan

For clients struggling with disputed debts or aggressive collections, our attorney-backed solutions provide:

Legal Review of Debt Claims – Identify inaccuracies or unfair collection practices.

Negotiated Settlements – Work directly with creditors to reduce total debt owed.

Debt Validation Services – Ensure that collection agencies have legal standing to collect.

Benefits:

Potential reduction of total debt owed

Protection against unfair collection practices

Legal representation for complex cases

"I was drowning in debt, but Decline Funding's hardship program helped me lower my payments and avoid collections. Their financial counseling gave me a clear path forward!" – Mark T.

"Filing for bankruptcy was a difficult decision, but Decline Funding made the process clear and stress-free. Their legal team supported me every step of the way, and I’m now on my way to rebuilding my financial life." – Susan P.

"I was dealing with aggressive collectors, but the legal team at Decline Funding helped me dispute unfair claims and negotiate a lower settlement. I finally have peace of mind!" – Daniel G.